20: Amortization & One-time Payments: How outdated software costs you money – and how to prevent it

A look at the reality of many automotive suppliers shows: Amortization and one-off payments are often an underestimated source of profit losses. The reason? Inadequate software solutions in commercial management.

Whether in the RfQ (Request for Quotation) phase, in ongoing series production or when tracking one-off payments - without a professional system, a lot of important information is lost. Anyone still working with Excel lists or outdated software risks not only operational inefficiency, but one thing above all: losing money.

Where the money is lost

The focus here is on two aspects:

1. Lack of transparency causes shortfalls:
   In the hustle and bustle of the project business, amortization and one-off payments tend to fall under the radar. It is not uncommon for undetected or incorrectly calculated items to lead to profit losses that add up over years. If there is no systematic tracking, these losses remain invisible - until it is too late.

2. High overhead due to manual processes:
   Managing amortizations and one-off payments in Excel or outdated tools is not only prone to errors, but also eats up valuable resources. Traceability, version management, data validity - all of this is difficult to map with traditional tools. The result: more effort, less transparency and a high level of dependency on individuals.

The solution: a modern amortization & one-time-payment system

The solution is obvious - and in the cloud: a specialized system that manages amortization and one-off payments end-to-end - from the RfQ phase to receipt of payment.

Digital Automotive has created an integrated solution that is specifically tailored to the needs of automotive suppliers.

What the system can do:

1. Continuous data flow:
Planned quantities from Sales Planning flow directly into the amortization calculation. At the same time, actual quantities from the ERP system or from S&P Global Mobility ensure ongoing monitoring and shortfall analysis. This provides a realistic and up-to-date picture of target and actual payments.

2. Automation of central processes:
Price lists with amortization percentages, automatic trackers for outstanding payments, cash flow reports for one-off payments - many manual tasks are a thing of the past with a modern system. This reduces errors and saves valuable time.

3. Global availability and performance:
Whether located in Europe, Asia or North America, the solution is cloud-based and available at all times. This is particularly important for globally active suppliers who require a standardized database and transparent processes - across national and system boundaries.

4. Seamless integration into existing modules:
The solution is fully integrated into the modules of Digital Automotive - the leading platform for strategic sales planning and sales management in the supplier industry. This means that you benefit not only from a strong individual application, but also from a holistic system approach.

Conclusion: Anyone still working with Excel today is paying the price

The automotive industry is under enormous margin pressure. Those who lose money in areas that could have been avoided - for example through a lack of transparency in amortization - are squandering valuable potential.

A modern system pays off not only through better control, but also through a real increase in profits. Because those who recognize shortfalls and systematically track one-off payments secure a clear competitive advantage.

Curious?

If you want to know what this could look like for your company:
👉 Arrange a live demo or visit us at digital-automotive-supplier.com